Interest rate
Loans Testimonials Contact us Feedback

Advance Against Immovable Property

  • Beneficiary – Those who wants to avail loan facility against their property.
  • Sanctioning Limit – One can avail this type of loan facility after fulfilling necessary formalities and documents depends upon the income source   and repaying capacity of the borrower at the prevailing rate of interest decided by the Bank.  70% amount of the total valuation of the property is sanctioned as loan.
  • Criteria to avail Ad.Ag. Immovable Property loan
  • Borrower should be member / shareholder of the bank.
  • If any one who is not shareholder of the Bank and wants to avail the loan, he has to become shareholder by depositing Rs. 1,010/- towards membership.
  • The 2.5% amount of the sanctioned loan is to be deducted as share amount.
  • Borrower should submit his photograph, residential proof, income proof, financial statements etc.
  • 2 shareholder alongwith their income proof, financial statement, photograph, address proof etc. is required as guarantors for the said loan.
  • Borrower should give advance cheques to Bank for repayment purpose.
  • The repayment of loan is on EMI (Monthly Installment) basis.
  • Property will be mortgaged by executing registered document and lien will be created on one property.


Housing Loan
Advance Against Machinery / Vehicle
Clean CC Loan
Advance Against Immovable Property
Advance Against Supply Bills
Personal Loan
Bank Guarantee
Letter of Credit
Solvency Certificate
Copyright © 20093-2010 The Janlaxmi co-operative bank Ltd